Civista Bancshares, Inc.
CIVBFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeCivista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. With a market capitalization of $585.9M, it sits in small-cap territory. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services.
Market Cap
$585.9M
Beta
0.65
P/E (TTM)
10.18
P/E (Fwd)
9.54
EPS (TTM)
$2.78
EPS (Fwd)
$2.97
ROE
10.9%
ROA
1.4%
Cash
$70.9M
Total Debt
$230.0M
Free CF
—
52W Change
28.8%
Annual Financials
Cash vs Debt
Where CIVB stands vs its 150-day and 200-day moving averages
As of the October 8, 2026 close, CIVB finished 2.47% above its 150-day moving average ($25.96) and 5.47% above its 200-day moving average ($25.22). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CIVB overbought or oversold?
At the October 8, 2026 close, CIVB's RSI(14) was 39.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Civista Bancshares, Inc. carries $230.0M in total debt against $70.9M in cash reserves — debt is roughly 3.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 10.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $137.0M (2022) to $169.8M (2025), reflecting a 24% increase over the period.
CIVB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Civista Bancshares, Inc.'s trajectory.