Civista Bancshares, Inc.
CIVBFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeCivista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company carries a $570.4M market cap, placing it firmly in the small-cap category. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services.
Market Cap
$570.4M
Beta
0.64
P/E (TTM)
10.24
P/E (Fwd)
9.44
EPS (TTM)
$2.68
EPS (Fwd)
$2.91
ROE
11.2%
ROA
1.3%
Cash
$68.2M
Total Debt
$240.6M
Free CF
—
52W Change
31.7%
Annual Financials
Cash vs Debt
Where CIVB stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, CIVB finished 7.79% above its 150-day moving average ($25.43) and 11.11% above its 200-day moving average ($24.67). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CIVB overbought or oversold?
At the September 3, 2026 close, CIVB's RSI(14) was 25.8, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, CIVB has $68.2M in cash with $240.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 11.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $137.0M (2022) to $169.8M (2025), reflecting a 24% increase over the period.
The relatively low beta of 0.64 suggests CIVB is a less volatile holding compared to the broader index. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing CIVB.