Columbia Financial, Inc.
CLBKFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframePart of the financial services sector, Columbia Financial, Inc. (CLBK) is listed under Banks - Regional. The company carries a $2.44B market cap, placing it firmly in the mid-cap category. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; and consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit, as well as securities activities.
Market Cap
$2.44B
Beta
0.25
P/E (TTM)
42.58
P/E (Fwd)
30.03
EPS (TTM)
$0.55
EPS (Fwd)
$0.78
ROE
4.9%
ROA
0.5%
Cash
$287.3M
Total Debt
$1.27B
Free CF
—
52W Change
56.9%
Annual Financials
Cash vs Debt
The company holds $287.3M in cash, though total debt stands at $1.27B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 4.9% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $297.2M (2022) to $258.7M (2025), a 13% decline worth watching.
With a beta below 0.7, Columbia Financial, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Columbia Financial, Inc. and its sector.