Is COFS above its 150-day moving average?

COFS is currently above its 150-day moving average by 7.04%. The MA150 sits at $29.35.

What is COFS's RSI right now?

COFS's 14-period RSI is 57.8. This is in a neutral zone (30–70).

Is COFS's MACD bullish or bearish?

COFS's MACD histogram reads +0.0143. A positive histogram means short-term momentum is leaning bullish.

How are COFS's technical signals calculated?

Scanance computes COFS's technicals daily after market close from end-of-day OHLCV data. MA150 and MA200 are simple moving averages. RSI uses Wilder's 14-period smoothing. MACD uses 12/26/9 exponential moving averages. Volume ratio compares current volume to the 20-day average.

Scanance does not provide investment advice. The technical readouts on this page are pattern matches against deterministic indicator rules — they are not buy or sell recommendations. Always do your own research and consider consulting a licensed financial professional before making any trade.

CO

ChoiceOne Financial Services, Inc.

COFSFinancial ServicesNASDAQ

Banks - Regional

PriceMA150MA200

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End-of-day data · ScananceOpen live chart on TradingView ↗

Indicator snapshot

MA150+7.04%

$29.35

Price above medium-term moving average.

MA200+7.60%

$29.20

Above long-term trend line.

RSI-14neutral

57.8

Balanced. Not overbought, not oversold.

MACDpositive

+0.0143

Histogram positive — upward momentum.

Financials · Annual

Revenue

$161.7M

+75.0% YoY

Net Income

$28.2M

+5.4% YoY

Scan Results

Daily timeframe

DateIndicatorDetails

About ChoiceOne Financial Services, Inc.

Part of the financial services sector, ChoiceOne Financial Services, Inc. (COFS) is listed under Banks - Regional. With a market capitalization of $470.5M, it sits in small-cap territory. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan.

Key stats

Market Cap$470.5M

P/E (TTM)7.50

Fwd P/E8.53

EPS$4.19

Beta0.62

52W Change+6.2%

Dividend Yield3.70%

ROE12.4%

Analysis

ChoiceOne Financial Services, Inc. carries $234.5M in total debt against $85.7M in cash reserves — debt is roughly 2.7x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 12.4% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $81.4M (2022) to $161.7M (2025), reflecting a 99% increase over the period.

The relatively low beta of 0.62 suggests COFS is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing COFS's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

Links

Company website ↗

ChoiceOne Financial Services, Inc.

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