Consumer Portfolio Services, Inc.
CPSSFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeConsumer Portfolio Services, Inc. operates in the Credit Services space. Consumer Portfolio Services, Inc. The $202.6M market capitalization puts CPSS squarely in micro-cap range for its industry. operates as a specialty finance company in the United States.
Market Cap
$202.6M
Beta
1.11
P/E (TTM)
10.33
P/E (Fwd)
6.48
EPS (TTM)
$0.91
EPS (Fwd)
$1.45
ROE
6.9%
ROA
0.5%
Cash
$7.5M
Total Debt
$4.03B
Free CF
—
52W Change
14.8%
Annual Financials
Cash vs Debt
Where CPSS stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, CPSS finished 3.45% above its 150-day moving average ($8.98) and 4.03% above its 200-day moving average ($8.93). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CPSS overbought or oversold?
At the September 3, 2026 close, CPSS's RSI(14) was 37.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $7.5M in cash, though total debt stands at $4.03B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 6.9%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $192.6M (2021) to $202.4M (2025).
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Consumer Portfolio Services, Inc. and its sector.