Community Trust Bancorp, Inc.
CTBIFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, Community Trust Bancorp, Inc. (CTBI) is listed under Banks - Regional. The $1.21B market capitalization puts CTBI squarely in small-cap range for its industry. that provides various commercial and personal banking, and trust and wealth management services.
Market Cap
$1.21B
Beta
0.57
P/E (TTM)
11.71
P/E (Fwd)
10.71
EPS (TTM)
$5.71
EPS (Fwd)
$6.24
ROE
12.5%
ROA
1.6%
Cash
$181.0M
Total Debt
$379.2M
Free CF
—
52W Change
31.8%
Annual Financials
Cash vs Debt
The company holds $181.0M in cash, though total debt stands at $379.2M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 12.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $227.0M (2022) to $282.6M (2025), reflecting a 24% increase over the period.
With a beta below 0.7, Community Trust Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing CTBI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.