CVB Financial Corp.
CVBFFinancial ServicesNASDAQBanks - Regional
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Daily timeframeCVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The $3.59B market capitalization puts CVBF squarely in mid-cap range for its industry. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers.
Market Cap
$3.59B
Beta
0.67
P/E (TTM)
13.31
P/E (Fwd)
10.81
EPS (TTM)
$1.53
EPS (Fwd)
$1.88
ROE
9.2%
ROA
1.4%
Cash
$457.4M
Total Debt
$1.05B
Free CF
—
52W Change
10.7%
Annual Financials
Cash vs Debt
CVB Financial Corp. carries $1.05B in total debt against $457.4M in cash reserves — debt is roughly 2.3x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 9.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $552.8M (2022) to $515.5M (2025).
With a beta below 0.7, CVB Financial Corp. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing CVBF's risk profile alongside its fundamentals and technical indicators provides a more complete picture.