Donegal Group Inc.
DGICBFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Oct 24, 2026
Scan Results
Daily timeframePart of the financial services sector, Donegal Group Inc. (DGICB) is listed under Insurance - Property & Casualty. At a $888.8M market cap, Donegal Group Inc. ranks as a small-cap company within financial services. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Market Cap
$888.8M
Beta
-0.05
P/E (TTM)
12.56
P/E (Fwd)
—
EPS (TTM)
$1.91
EPS (Fwd)
—
ROE
11.2%
ROA
2.3%
Cash
$50.3M
Total Debt
$35.0M
Free CF
$41.9M
52W Change
52.7%
Annual Financials
Cash vs Debt
Where DGICB stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, DGICB finished 3.19% below its 150-day moving average ($20.35) and 2.13% above its 200-day moving average ($19.29). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is DGICB overbought or oversold?
At the October 20, 2026 close, DGICB's RSI(14) was 73.2, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Donegal Group Inc. holds $50.3M in cash against $35.0M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Annual free cash flow of $41.9M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 11.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.3% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $848.2M to $978.0M.
DGICB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Donegal Group Inc.'s trajectory.