Donegal Group Inc.
DGICBFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Sep 9, 2026
Scan Results
Daily timeframePart of the financial services sector, Donegal Group Inc. (DGICB) is listed under Insurance - Property & Casualty. Valued at $918.7M, DGICB is a small-cap name in its sector. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Market Cap
$918.7M
Beta
-0.03
P/E (TTM)
12.89
P/E (Fwd)
—
EPS (TTM)
$1.92
EPS (Fwd)
—
ROE
11.2%
ROA
2.3%
Cash
$50.3M
Total Debt
$35.0M
Free CF
$41.9M
52W Change
46.4%
Annual Financials
Cash vs Debt
Where DGICB stands vs its 150-day and 200-day moving averages
As of the August 27, 2026 close, DGICB finished 28.13% above its 150-day moving average ($19.23) and 33.48% above its 200-day moving average ($18.46). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is DGICB overbought or oversold?
At the August 27, 2026 close, DGICB's RSI(14) was 59.3, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Donegal Group Inc. holds $50.3M in cash against $35.0M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. The company generates $41.9M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 11.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.3% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $848.2M to $978.0M.
DGICB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Donegal Group Inc.'s trajectory.