ECB Bancorp, Inc.
ECBKFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
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Daily timeframeHeadquartered within the financial services sector, ECB Bancorp, Inc. focuses on Banks - Regional services and products. ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The $181.4M market capitalization puts ECBK squarely in micro-cap range for its industry. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts.
Market Cap
$181.4M
Beta
0.45
P/E (TTM)
14.93
P/E (Fwd)
—
EPS (TTM)
$1.39
EPS (Fwd)
—
ROE
6.6%
ROA
0.7%
Cash
$139.2M
Total Debt
$285.2M
Free CF
—
52W Change
22.9%
Annual Financials
Cash vs Debt
Where ECBK stands vs its 150-day and 200-day moving averages
As of the August 20, 2026 close, ECBK finished 11.78% above its 150-day moving average ($18.50) and 13.81% above its 200-day moving average ($18.17). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ECBK overbought or oversold?
At the August 20, 2026 close, ECBK's RSI(14) was 58.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
ECB Bancorp, Inc. carries $285.2M in total debt against $139.2M in cash reserves — debt is roughly 2.0x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 6.6% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $25.0M (2022) to $33.2M (2025), reflecting a 33% increase over the period.
With a beta below 0.7, ECB Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing ECBK's risk profile alongside its fundamentals and technical indicators provides a more complete picture.