ECB Bancorp, Inc.
ECBKFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 24, 2026
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Daily timeframeHeadquartered within the financial services sector, ECB Bancorp, Inc. focuses on Banks - Regional services and products. ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company carries a $189.3M market cap, placing it firmly in the micro-cap category. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts.
Market Cap
$189.3M
Beta
—
P/E (TTM)
14.25
P/E (Fwd)
—
EPS (TTM)
$1.52
EPS (Fwd)
—
ROE
7.0%
ROA
0.8%
Cash
$98.3M
Total Debt
$282.5M
Free CF
—
52W Change
35.7%
Annual Financials
Cash vs Debt
Where ECBK stands vs its 150-day and 200-day moving averages
As of the October 16, 2026 close, ECBK finished 2.64% above its 150-day moving average ($19.34) and 5.08% above its 200-day moving average ($18.89). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ECBK overbought or oversold?
At the October 16, 2026 close, ECBK's RSI(14) was 40.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, ECBK has $98.3M in cash with $282.5M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 7.0%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $25.0M (2022) to $33.2M (2025), reflecting a 33% increase over the period.
Investors considering ECB Bancorp, Inc. should weigh the typical risks associated with ECBK's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing ECBK.