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Eagle Bancorp, Inc.

EGBNFinancial ServicesNASDAQ

Banks - Regional

PriceMA150MA200
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Financials · Annual
Revenue
$299.2M
-3.1% YoY
Net Income
-$138.1M
-193.5% YoY

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About Eagle Bancorp, Inc.

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. With a market capitalization of $813.0M, it sits in small-cap territory. The provide deposit services including business and personal checking accounts; and other deposit services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services.

Key stats
Market Cap$813.0M
Fwd P/E10.18
EPS$-4.13
Beta0.96
52W Change+53.8%
Dividend Yield0.73%
ROE-10.5%
Analysis

The balance sheet looks solid with $602.9M in cash comfortably exceeding the $139.3M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of -10.5% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has pulled back from $356.5M (2022) to $299.2M (2025), a 16% decline worth watching.

With cash comfortably exceeding debt, EGBN has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Eagle Bancorp, Inc. and its sector.

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