Essent Group Ltd.
ESNTFinancial ServicesNASDAQInsurance - Specialty · Last scanned Oct 26, 2026
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Daily timeframeEssent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the. Valued at $6.00B, ESNT is a mid-cap name in its sector. It operates through two segments, Mortgage Insurance and Reinsurance.
Market Cap
$6.00B
Beta
0.76
P/E (TTM)
9.32
P/E (Fwd)
8.45
EPS (TTM)
$7.17
EPS (Fwd)
$7.90
ROE
12.0%
ROA
7.2%
Cash
$698.2M
Total Debt
$496.0M
Free CF
$690.2M
52W Change
10.6%
Annual Financials
Cash vs Debt
Where ESNT stands vs its 150-day and 200-day moving averages
As of the October 15, 2026 close, ESNT finished 0.35% above its 150-day moving average ($62.63) and 0.96% above its 200-day moving average ($62.25). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ESNT overbought or oversold?
At the October 15, 2026 close, ESNT's RSI(14) was 45.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $698.2M in cash comfortably exceeding the $496.0M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $690.2M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 12.0%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 7.2% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $1.03B (2021) to $1.29B (2025), reflecting a 25% increase over the period.
Investors considering Essent Group Ltd. should weigh the typical risks associated with ESNT's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing ESNT.