Esquire Financial Holdings, Inc.
ESQFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Esquire Financial Holdings, Inc. focuses on Banks - Regional services and products. Esquire Financial Holdings, Inc. The $1.50B market capitalization puts ESQ squarely in small-cap range for its industry. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States.
Market Cap
$1.50B
Beta
0.40
P/E (TTM)
20.39
P/E (Fwd)
14.49
EPS (TTM)
$6.06
EPS (Fwd)
$8.52
ROE
18.3%
ROA
2.3%
Cash
$242.2M
Total Debt
$2.2M
Free CF
—
52W Change
20.4%
Annual Financials
Cash vs Debt
Where ESQ stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, ESQ finished 1.02% above its 150-day moving average ($115.55) and 3.01% above its 200-day moving average ($113.32). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ESQ overbought or oversold?
At the October 20, 2026 close, ESQ's RSI(14) was 47.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $242.2M in cash and $2.2M in debt, ESQ maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 18.3%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $84.3M (2022) to $146.6M (2025), reflecting a 74% increase over the period.
The relatively low beta of 0.40 suggests ESQ is a less volatile holding compared to the broader index. With cash comfortably exceeding debt, ESQ has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Esquire Financial Holdings, Inc. and its sector.