Esquire Financial Holdings, Inc.
ESQFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
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Daily timeframeOperating under the Banks - Regional umbrella, Esquire Financial Holdings, Inc. is a financial services company. Esquire Financial Holdings, Inc. With a market capitalization of $1.43B, it sits in small-cap territory. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States.
Market Cap
$1.43B
Beta
0.35
P/E (TTM)
19.52
P/E (Fwd)
13.75
EPS (TTM)
$6.06
EPS (Fwd)
$8.60
ROE
18.3%
ROA
2.3%
Cash
$242.2M
Total Debt
$2.2M
Free CF
—
52W Change
22.7%
Annual Financials
Cash vs Debt
Where ESQ stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, ESQ finished 1.47% above its 150-day moving average ($112.81) and 3.49% above its 200-day moving average ($110.61). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ESQ overbought or oversold?
At the September 3, 2026 close, ESQ's RSI(14) was 21.2, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $242.2M in cash comfortably exceeding the $2.2M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 18.3%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $84.3M (2022) to $146.6M (2025), reflecting a 74% increase over the period.
ESQ's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, ESQ has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing ESQ.