EZCORP, Inc.
EZPWFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeEZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. Valued at $1.92B, EZPW is a small-cap name in its sector. It operates through U.S.
Market Cap
$1.92B
Beta
0.66
P/E (TTM)
16.89
P/E (Fwd)
14.57
EPS (TTM)
$1.85
EPS (Fwd)
$2.14
ROE
14.8%
ROA
6.4%
Cash
$354.2M
Total Debt
$800.2M
Free CF
$1.7M
52W Change
135.8%
Annual Financials
Cash vs Debt
The company holds $354.2M in cash, though total debt stands at $800.2M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $1.7M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 14.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $886.2M (2022) to $1.27B (2025), reflecting a 44% increase over the period.
EZPW's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing EZPW.