EZCORP, Inc.
EZPWFinancial ServicesNASDAQCredit Services · Last scanned Oct 26, 2026
Scan Results
Daily timeframeEZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. The $1.76B market capitalization puts EZPW squarely in small-cap range for its industry. It operates through U.S.
Market Cap
$1.76B
Beta
0.71
P/E (TTM)
14.42
P/E (Fwd)
12.93
EPS (TTM)
$1.99
EPS (Fwd)
$2.22
ROE
14.8%
ROA
6.9%
Cash
$311.0M
Total Debt
$811.9M
Free CF
-$11.0M
52W Change
58.7%
Annual Financials
Cash vs Debt
Where EZPW stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, EZPW finished 5.37% above its 150-day moving average ($31.08) and 12.12% above its 200-day moving average ($29.21). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is EZPW overbought or oversold?
At the October 20, 2026 close, EZPW's RSI(14) was 72.8, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $311.0M in cash, though total debt stands at $811.9M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow is running at -$11.0M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. Return on equity stands at 14.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.9% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $886.2M (2022) to $1.27B (2025), reflecting a 44% increase over the period.
The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence EZCORP, Inc.'s trajectory.