EZCORP, Inc.
EZPWFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeEZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. The $1.97B market capitalization puts EZPW squarely in small-cap range for its industry. It operates through U.S.
Market Cap
$1.97B
Beta
0.64
P/E (TTM)
17.35
P/E (Fwd)
14.97
EPS (TTM)
$1.85
EPS (Fwd)
$2.14
ROE
14.8%
ROA
6.4%
Cash
$354.2M
Total Debt
$800.2M
Free CF
$1.7M
52W Change
129.5%
Annual Financials
Cash vs Debt
The company holds $354.2M in cash, though total debt stands at $800.2M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $1.7M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 14.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $886.2M (2022) to $1.27B (2025), reflecting a 44% increase over the period.
With a beta below 0.7, EZCORP, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for EZCORP, Inc. and its sector.