First American Financial Corporation
FAFFinancial ServicesNASDAQInsurance - Specialty · Last scanned Jul 18, 2026
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Daily timeframeFirst American Financial Corporation, through its subsidiaries, provides financial services. At a $7.44B market cap, First American Financial Corporation ranks as a mid-cap company within financial services. It operates through Title Insurance and Services, and Home Warranty segments.
Market Cap
$7.44B
Beta
1.25
P/E (TTM)
11.08
P/E (Fwd)
10.10
EPS (TTM)
$6.59
EPS (Fwd)
$7.23
ROE
12.8%
ROA
4.0%
Cash
$2.52B
Total Debt
$2.83B
Free CF
$1.71B
52W Change
29.8%
Annual Financials
Cash vs Debt
The company holds $2.52B in cash, though total debt stands at $2.83B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $1.71B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 12.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 4.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $7.59B (2022) to $7.45B (2025).
As with any equity investment, FAF carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence First American Financial Corporation's trajectory.