First Business Financial Services, Inc.
FBIZFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, First Business Financial Services, Inc. (FBIZ) is listed under Banks - Regional. The company carries a $481.0M market cap, placing it firmly in the small-cap category. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri.
Market Cap
$481.0M
Beta
0.68
P/E (TTM)
9.46
P/E (Fwd)
8.58
EPS (TTM)
$6.06
EPS (Fwd)
$6.70
ROE
14.3%
ROA
1.2%
Cash
$71.7M
Total Debt
$346.3M
Free CF
—
52W Change
19.8%
Annual Financials
Cash vs Debt
The company holds $71.7M in cash, though total debt stands at $346.3M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 14.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $127.8M (2022) to $168.6M (2025), reflecting a 32% increase over the period.
With a beta below 0.7, First Business Financial Services, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing FBIZ's risk profile alongside its fundamentals and technical indicators provides a more complete picture.