First BanCorp.
FBPFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, First BanCorp. (FBP) is listed under Banks - Regional. With a market capitalization of $4.29B, it sits in mid-cap territory. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations.
Market Cap
$4.29B
Beta
0.79
P/E (TTM)
11.85
P/E (Fwd)
11.02
EPS (TTM)
$2.37
EPS (Fwd)
$2.55
ROE
19.5%
ROA
1.9%
Cash
$561.3M
Total Debt
$200.0M
Free CF
—
52W Change
31.1%
Annual Financials
Cash vs Debt
Where FBP stands vs its 150-day and 200-day moving averages
As of the August 10, 2026 close, FBP finished 21.79% above its 150-day moving average ($23.54) and 26.52% above its 200-day moving average ($22.66). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FBP overbought or oversold?
At the August 10, 2026 close, FBP's RSI(14) was 67.7, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $561.3M in cash and $200.0M in debt, FBP maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 19.5%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $886.6M (2022) to $961.7M (2025).
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence First BanCorp.'s trajectory.