First BanCorp.
FBPFinancial ServicesNASDAQBanks - Regional
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Daily timeframeFirst BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. The company carries a $4.14B market cap, placing it firmly in the mid-cap category. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations.
Market Cap
$4.14B
Beta
0.83
P/E (TTM)
11.52
P/E (Fwd)
10.63
EPS (TTM)
$2.38
EPS (Fwd)
$2.58
ROE
19.4%
ROA
1.9%
Cash
$462.0M
Total Debt
$223.8M
Free CF
—
52W Change
38.4%
Annual Financials
Cash vs Debt
Where FBP stands vs its 150-day and 200-day moving averages
As of the October 14, 2026 close, FBP finished 5.37% above its 150-day moving average ($25.34) and 9.83% above its 200-day moving average ($24.31). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FBP overbought or oversold?
At the October 14, 2026 close, FBP's RSI(14) was 50.2, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
First BanCorp. holds $462.0M in cash against $223.8M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 19.4%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $886.6M (2022) to $961.7M (2025).
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for First BanCorp. and its sector.