First Citizens BancShares, Inc.
FCNCAFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeFirst Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and. Valued at $26.40B, FCNCA is a large-cap name in its sector. It operates through the General Bank, Commercial Bank, and Rail segments.
Market Cap
$26.40B
Beta
0.58
P/E (TTM)
12.73
P/E (Fwd)
11.51
EPS (TTM)
$186.57
EPS (Fwd)
$206.40
ROE
11.0%
ROA
1.0%
Cash
$19.47B
Total Debt
$26.05B
Free CF
—
52W Change
33.0%
Annual Financials
Cash vs Debt
Where FCNCA stands vs its 150-day and 200-day moving averages
As of the October 15, 2026 close, FCNCA finished 0.09% above its 150-day moving average ($2053.50) and 0.01% above its 200-day moving average ($2055.07). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FCNCA overbought or oversold?
At the October 15, 2026 close, FCNCA's RSI(14) was 49.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
First Citizens BancShares, Inc. carries $26.05B in total debt against $19.47B in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 11.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $4.53B (2022) to $9.25B (2025), reflecting a 104% increase over the period.
FCNCA's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. No single metric tells the full story. Reviewing FCNCA's risk profile alongside its fundamentals and technical indicators provides a more complete picture.