First Citizens BancShares, Inc.
FCNCAFinancial ServicesNASDAQBanks - Regional
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Daily timeframeFirst Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and. With a market capitalization of $24.28B, it sits in large-cap territory. It operates through the General Bank, Commercial Bank, and Rail segments.
Market Cap
$24.28B
Beta
0.60
P/E (TTM)
11.53
P/E (Fwd)
10.90
EPS (TTM)
$186.40
EPS (Fwd)
$197.32
ROE
10.7%
ROA
1.0%
Cash
$23.90B
Total Debt
$34.30B
Free CF
—
52W Change
13.5%
Annual Financials
Cash vs Debt
Where FCNCA stands vs its 150-day and 200-day moving averages
As of the August 21, 2026 close, FCNCA finished 5.87% above its 150-day moving average ($2032.02) and 6.39% above its 200-day moving average ($2021.95). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FCNCA overbought or oversold?
At the August 21, 2026 close, FCNCA's RSI(14) was 44.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $23.90B in cash, though total debt stands at $34.30B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 10.7%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $4.53B (2022) to $9.25B (2025), reflecting a 104% increase over the period.
The relatively low beta of 0.60 suggests FCNCA is a less volatile holding compared to the broader index. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for First Citizens BancShares, Inc. and its sector.