First Citizens BancShares, Inc.
FCNCAFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, First Citizens BancShares, Inc. (FCNCA) is listed under Banks - Regional. At a $23.06B market cap, First Citizens BancShares, Inc. ranks as a large-cap company within financial services. It operates through the General Bank, Commercial Bank, and Rail segments.
Market Cap
$23.06B
Beta
0.63
P/E (TTM)
11.48
P/E (Fwd)
10.03
EPS (TTM)
$173.49
EPS (Fwd)
$198.46
ROE
10.2%
ROA
1.0%
Cash
$24.99B
Total Debt
$36.01B
Free CF
—
52W Change
10.6%
Annual Financials
Cash vs Debt
The company holds $24.99B in cash, though total debt stands at $36.01B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 10.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $4.53B (2022) to $9.25B (2025), reflecting a 104% increase over the period.
FCNCA's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FCNCA.