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First Citizens BancShares, Inc.

FCNCAFinancial ServicesNASDAQ

Banks - Regional · Last scanned Jul 18, 2026

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Financials · Annual
Revenue
$9.25B
-2.6% YoY
Net Income
$2.21B
-20.6% YoY

Scan Results

Daily timeframe
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DateIndicatorDetails
Jun 30 MACD Negative CrossoverHistogram -4.0915, negative momentum
Jun 29 MACD Negative CrossoverHistogram -2.6316, negative momentum
About First Citizens BancShares, Inc.

Part of the financial services sector, First Citizens BancShares, Inc. (FCNCA) is listed under Banks - Regional. The $24.59B market capitalization puts FCNCA squarely in large-cap range for its industry. It operates through the General Bank, Commercial Bank, and Rail segments.

Key stats
Market Cap$24.59B
P/E (TTM)12.44
Fwd P/E10.59
EPS$170.53
Beta0.61
52W Change-0.1%
Dividend Yield0.39%
ROE10.2%
Analysis

On the balance sheet, FCNCA has $24.99B in cash with $36.01B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 10.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $4.53B (2022) to $9.25B (2025), reflecting a 104% increase over the period.

With a beta below 0.7, First Citizens BancShares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing FCNCA's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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