Fidelity D & D Bancorp, Inc.
FDBCFinancial ServicesNASDAQBanks - Regional · Last scanned Jun 26, 2026
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Daily timeframeFidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate. With a market capitalization of $294.0M, it sits in micro-cap territory. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of deposit.
Market Cap
$294.0M
Beta
0.84
P/E (TTM)
9.91
P/E (Fwd)
—
EPS (TTM)
$5.11
EPS (Fwd)
—
ROE
13.0%
ROA
1.1%
Cash
$155.1M
Total Debt
$16.2M
Free CF
—
52W Change
10.1%
Annual Financials
Cash vs Debt
With $155.1M in cash and $16.2M in debt, FDBC maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 13.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $87.5M (2022) to $91.4M (2025).
With cash comfortably exceeding debt, FDBC has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FDBC.