First Financial Bancorp.
FFBCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeFirst Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. At a $3.43B market cap, First Financial Bancorp. ranks as a mid-cap company within financial services. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers.
Market Cap
$3.43B
Beta
0.95
P/E (TTM)
11.49
P/E (Fwd)
9.22
EPS (TTM)
$2.84
EPS (Fwd)
$3.54
ROE
10.3%
ROA
1.4%
Cash
$1.34B
Total Debt
$1.56B
Free CF
—
52W Change
35.5%
Annual Financials
Cash vs Debt
Where FFBC stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, FFBC finished 0.06% below its 150-day moving average ($31.29) and 3.13% above its 200-day moving average ($30.32). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FFBC overbought or oversold?
At the October 20, 2026 close, FFBC's RSI(14) was 47.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
First Financial Bancorp. carries $1.56B in total debt against $1.34B in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 10.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $708.8M (2022) to $899.5M (2025), reflecting a 27% increase over the period.
Investors considering First Financial Bancorp. should weigh the typical risks associated with FFBC's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing FFBC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.