First Financial Bancorp.
FFBCFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeFirst Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. At a $3.75B market cap, First Financial Bancorp. ranks as a mid-cap company within financial services. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers.
Market Cap
$3.75B
Beta
0.93
P/E (TTM)
12.80
P/E (Fwd)
10.35
EPS (TTM)
$2.79
EPS (Fwd)
$3.45
ROE
10.3%
ROA
1.4%
Cash
$1.66B
Total Debt
$1.52B
Free CF
—
52W Change
43.7%
Annual Financials
Cash vs Debt
First Financial Bancorp. holds $1.66B in cash against $1.52B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 10.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $708.8M (2022) to $899.5M (2025), reflecting a 27% increase over the period.
As with any equity investment, FFBC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence First Financial Bancorp.'s trajectory.