First Financial Bankshares, Inc.
FFINFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, First Financial Bankshares, Inc. focuses on Banks - Regional services and products. First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The $4.32B market capitalization puts FFIN squarely in mid-cap range for its industry. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.
Market Cap
$4.32B
Beta
0.83
P/E (TTM)
14.94
P/E (Fwd)
14.16
EPS (TTM)
$2.02
EPS (Fwd)
$2.13
ROE
15.9%
ROA
1.9%
Cash
$474.5M
Total Debt
$64.9M
Free CF
—
52W Change
-3.6%
Annual Financials
Cash vs Debt
Where FFIN stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, FFIN finished 7.76% below its 150-day moving average ($32.46) and 7.02% below its 200-day moving average ($32.20). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FFIN overbought or oversold?
At the October 20, 2026 close, FFIN's RSI(14) was 29.4, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
First Financial Bankshares, Inc. holds $474.5M in cash against $64.9M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 15.9% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $519.8M to $617.1M.
With cash comfortably exceeding debt, FFIN has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing FFIN's risk profile alongside its fundamentals and technical indicators provides a more complete picture.