First Financial Bankshares, Inc.
FFINFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeFirst Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. At a $4.79B market cap, First Financial Bankshares, Inc. ranks as a mid-cap company within financial services. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.
Market Cap
$4.79B
Beta
0.82
P/E (TTM)
17.88
P/E (Fwd)
15.55
EPS (TTM)
$1.87
EPS (Fwd)
$2.15
ROE
14.4%
ROA
1.8%
Cash
$307.4M
Total Debt
$75.6M
Free CF
—
52W Change
-7.3%
Annual Financials
Cash vs Debt
Where FFIN stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, FFIN finished 2.06% above its 150-day moving average ($32.55) and 3.39% above its 200-day moving average ($32.13). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FFIN overbought or oversold?
At the September 3, 2026 close, FFIN's RSI(14) was 27.8, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $307.4M in cash and $75.6M in debt, FFIN maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 14.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $519.8M to $617.1M.
With cash comfortably exceeding debt, FFIN has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence First Financial Bankshares, Inc.'s trajectory.