FI

Figure Technology Solutions, Inc.

FIGRFinancial ServicesNASDAQ

Capital Markets

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Financials · Annual
Revenue
$434.5M
+55.8% YoY
Net Income
$133.9M
+677.6% YoY
EBITDA
$178.8M
+87.0% YoY
Free Cash Flow
$78.6M
About Figure Technology Solutions, Inc.

Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. Valued at $5.94B, FIGR is a mid-cap name in its sector. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets.

Key stats
Market Cap$5.94B
P/E (TTM)32.76
Fwd P/E18.87
EPS$0.82
52W Change-13.7%
ROE21.7%
Analysis

With $1.46B in cash and $1.32B in debt, FIGR maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $78.6M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 21.7%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $166.9M (2023) to $434.5M (2025), reflecting a 160% increase over the period.

Investors considering Figure Technology Solutions, Inc. should weigh the typical risks associated with FIGR's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FIGR.

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