FinVolution Group
FINVFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, FinVolution Group focuses on Credit Services services and products. FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. The company carries a $694.1M market cap, placing it firmly in the small-cap category. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services.
Market Cap
$694.1M
Beta
0.39
P/E (TTM)
2.77
P/E (Fwd)
3.77
EPS (TTM)
$1.06
EPS (Fwd)
$0.78
ROE
11.6%
ROA
14.1%
Cash
$6.42B
Total Debt
$1.57B
Free CF
$2.68B
52W Change
-55.2%
Annual Financials
Cash vs Debt
Where FINV stands vs its 150-day and 200-day moving averages
As of the October 8, 2026 close, FINV finished 35.18% below its 150-day moving average ($4.52) and 36.99% below its 200-day moving average ($4.65). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FINV overbought or oversold?
At the October 8, 2026 close, FINV's RSI(14) was 17.4, in oversold territory (below 30). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $6.42B in cash and $1.57B in debt, FINV maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. The company generates $2.68B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 11.6%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 14.1% further supports the picture of efficient asset utilization. Revenue has grown from $11.28B (2022) to $13.61B (2025), reflecting a 21% increase over the period.
The relatively low beta of 0.39 suggests FINV is a less volatile holding compared to the broader index. With cash comfortably exceeding debt, FINV has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FINV.