FinVolution Group
FINVFinancial ServicesNASDAQCredit Services · Last scanned Jun 1, 2026
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Daily timeframePart of the financial services sector, FinVolution Group (FINV) is listed under Credit Services. With a market capitalization of $1.24B, it sits in small-cap territory. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services.
Market Cap
$1.24B
Beta
0.37
P/E (TTM)
4.23
P/E (Fwd)
3.54
EPS (TTM)
$1.24
EPS (Fwd)
$1.48
ROE
15.7%
ROA
16.5%
Cash
$7.30B
Total Debt
$1.32B
Free CF
$2.52B
52W Change
-37.6%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $7.30B in cash comfortably exceeding the $1.32B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $2.52B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 15.7%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 16.5% further supports the picture of efficient asset utilization. Revenue has grown from $11.28B (2022) to $13.61B (2025), reflecting a 21% increase over the period.
With a beta below 0.7, FinVolution Group typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, FINV has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FINV.