FinVolution Group
FINVFinancial ServicesNASDAQCredit Services · Last scanned Sep 9, 2026
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Daily timeframeFinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. With a market capitalization of $802.7M, it sits in small-cap territory. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services.
Market Cap
$802.7M
Beta
0.39
P/E (TTM)
3.09
P/E (Fwd)
3.42
EPS (TTM)
$1.10
EPS (Fwd)
$0.99
ROE
11.6%
ROA
14.1%
Cash
$6.42B
Total Debt
$1.57B
Free CF
$2.68B
52W Change
-55.6%
Annual Financials
Cash vs Debt
Where FINV stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, FINV finished 28.78% below its 150-day moving average ($4.83) and 29.07% below its 200-day moving average ($4.85). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FINV overbought or oversold?
At the September 3, 2026 close, FINV's RSI(14) was 23.1, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $6.42B in cash comfortably exceeding the $1.57B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $2.68B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 11.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Return on assets of 14.1% further supports the picture of efficient asset utilization. Revenue has grown from $11.28B (2022) to $13.61B (2025), reflecting a 21% increase over the period.
With a beta below 0.7, FinVolution Group typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, FINV has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FINV.