FinWise Bancorp
FINWFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, FinWise Bancorp (FINW) is listed under Banks - Regional. At a $149.4M market cap, FinWise Bancorp ranks as a micro-cap company within financial services. The company operates in three segments: Traditional Banking; BaaS and Treasury; and Administration.
Market Cap
$149.4M
Beta
0.73
P/E (TTM)
10.98
P/E (Fwd)
10.62
EPS (TTM)
$0.98
EPS (Fwd)
$1.01
ROE
7.2%
ROA
1.6%
Cash
$89.6M
Total Debt
$4.0M
Free CF
—
52W Change
-40.6%
Annual Financials
Cash vs Debt
Where FINW stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, FINW finished 25.05% below its 150-day moving average ($14.01) and 29.25% below its 200-day moving average ($14.84). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FINW overbought or oversold?
At the October 20, 2026 close, FINW's RSI(14) was 19.4, in oversold territory (below 30). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $89.6M in cash and $4.0M in debt, FINW maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 7.2% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $88.8M (2022) to $129.4M (2025), reflecting a 46% increase over the period.
With cash comfortably exceeding debt, FINW has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing FINW's risk profile alongside its fundamentals and technical indicators provides a more complete picture.