First Mid Bancshares, Inc.
FMBHFinancial ServicesNASDAQBanks - Regional
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Daily timeframeFirst Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. Valued at $1.35B, FMBH is a small-cap name in its sector. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits.
Market Cap
$1.35B
Beta
0.80
P/E (TTM)
12.59
P/E (Fwd)
10.19
EPS (TTM)
$4.03
EPS (Fwd)
$4.98
ROE
10.1%
ROA
1.2%
Cash
$310.2M
Total Debt
$488.0M
Free CF
—
52W Change
35.7%
Annual Financials
Cash vs Debt
Where FMBH stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, FMBH finished 5.17% above its 150-day moving average ($46.66) and 8.39% above its 200-day moving average ($45.27). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FMBH overbought or oversold?
At the October 20, 2026 close, FMBH's RSI(14) was 51.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
First Mid Bancshares, Inc. carries $488.0M in total debt against $310.2M in cash reserves — debt is roughly 1.6x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 10.1% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $254.7M (2022) to $342.3M (2025), reflecting a 34% increase over the period.
Investors considering First Mid Bancshares, Inc. should weigh the typical risks associated with FMBH's sector, size, and financial profile against their own risk tolerance and investment objectives. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for First Mid Bancshares, Inc. and its sector.