FN

Finward Bancorp

FNWDFinancial ServicesNASDAQ

Banks - Regional

PriceMA150MA200
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Financials · Annual
Revenue
$66.0M
-7.1% YoY
Net Income
$8.1M
-33.3% YoY

Scan Results

Daily timeframe
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DateIndicatorDetails
Jul 11 Above MA150+0.9% from MA150, price crossed above
MACD Negative CrossoverHistogram -0.0050, negative momentum
Jul 9 Above MA150+0.5% from MA150, price crossed above
About Finward Bancorp

Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company carries a $157.1M market cap, placing it firmly in the micro-cap category. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans.

Key stats
Market Cap$157.1M
P/E (TTM)15.92
Fwd P/E11.94
EPS$2.28
Beta0.20
52W Change+36.3%
Dividend Yield1.32%
ROE6.1%
Analysis

The balance sheet looks solid with $122.2M in cash comfortably exceeding the $108.7M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 6.1%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $78.7M (2022) to $66.0M (2025), a 16% decline worth watching.

With a beta below 0.7, Finward Bancorp typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Finward Bancorp and its sector.

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