First Bank
FRBAFinancial ServicesNASDAQBanks - Regional
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Daily timeframeFirst Bank provides various banking products and services to small and mid-sized businesses and individuals. The $454.2M market capitalization puts FRBA squarely in small-cap range for its industry. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts.
Market Cap
$454.2M
Beta
0.52
P/E (TTM)
10.73
P/E (Fwd)
10.17
EPS (TTM)
$1.71
EPS (Fwd)
$1.80
ROE
9.7%
ROA
1.1%
Cash
$352.4M
Total Debt
$297.5M
Free CF
—
52W Change
9.4%
Annual Financials
Cash vs Debt
Where FRBA stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, FRBA finished 7.95% above its 150-day moving average ($16.61) and 8.60% above its 200-day moving average ($16.51). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FRBA overbought or oversold?
At the September 3, 2026 close, FRBA's RSI(14) was 20.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
First Bank holds $352.4M in cash against $297.5M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 9.7%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $97.5M (2022) to $147.2M (2025), reflecting a 51% increase over the period.
With a beta below 0.7, First Bank typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for First Bank and its sector.