First Bank
FRBAFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, First Bank focuses on Banks - Regional services and products. First Bank provides various banking products and services to small and mid-sized businesses and individuals. The company carries a $392.0M market cap, placing it firmly in the small-cap category. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts.
Market Cap
$392.0M
Beta
0.53
P/E (TTM)
9.37
P/E (Fwd)
8.67
EPS (TTM)
$1.67
EPS (Fwd)
$1.80
ROE
9.7%
ROA
1.1%
Cash
$309.6M
Total Debt
$256.0M
Free CF
—
52W Change
9.0%
Annual Financials
Cash vs Debt
With $309.6M in cash and $256.0M in debt, FRBA maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 9.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $97.5M (2022) to $147.2M (2025), reflecting a 51% increase over the period.
With a beta below 0.7, First Bank typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing FRBA's risk profile alongside its fundamentals and technical indicators provides a more complete picture.