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Primis Financial Corp.

FRSTFinancial ServicesNASDAQ

Banks - Regional · Last scanned May 30, 2026

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Financials · Annual
Revenue
$140.9M
-4.4% YoY
Net Income
$61.4M
+479.2% YoY

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About Primis Financial Corp.

Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company carries a $357.5M market cap, placing it firmly in the small-cap category. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services.

Key stats
Market Cap$357.5M
P/E (TTM)7.72
Fwd P/E7.53
EPS$1.87
Beta0.76
52W Change+55.3%
Dividend Yield2.77%
ROE11.5%
Analysis

The company holds $159.9M in cash, though total debt stands at $378.3M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 11.5% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $120.1M to $140.9M.

As with any equity investment, FRST carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Primis Financial Corp.'s trajectory.

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