Five Star Bancorp
FSBCFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
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Daily timeframeHeadquartered within the financial services sector, Five Star Bancorp focuses on Banks - Regional services and products. Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in. The $1.15B market capitalization puts FSBC squarely in small-cap range for its industry. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits.
Market Cap
$1.15B
Beta
0.52
P/E (TTM)
13.89
P/E (Fwd)
12.54
EPS (TTM)
$3.38
EPS (Fwd)
$3.75
ROE
16.2%
ROA
1.5%
Cash
$685.1M
Total Debt
$85.4M
Free CF
—
52W Change
44.2%
Annual Financials
Cash vs Debt
Where FSBC stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, FSBC finished 9.37% above its 150-day moving average ($42.39) and 13.91% above its 200-day moving average ($40.70). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FSBC overbought or oversold?
At the September 3, 2026 close, FSBC's RSI(14) was 42.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $685.1M in cash comfortably exceeding the $85.4M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 16.2%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $108.9M (2022) to $157.0M (2025), reflecting a 44% increase over the period.
FSBC's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, FSBC has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FSBC.