Five Star Bancorp
FSBCFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the financial services sector, Five Star Bancorp focuses on Banks - Regional services and products. Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in. The company carries a $1.08B market cap, placing it firmly in the small-cap category. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits.
Market Cap
$1.08B
Beta
0.54
P/E (TTM)
13.04
P/E (Fwd)
11.96
EPS (TTM)
$3.38
EPS (Fwd)
$3.69
ROE
16.2%
ROA
1.5%
Cash
$685.1M
Total Debt
$85.4M
Free CF
—
52W Change
23.9%
Annual Financials
Cash vs Debt
Where FSBC stands vs its 150-day and 200-day moving averages
As of the October 16, 2026 close, FSBC finished 0.60% below its 150-day moving average ($43.39) and 2.47% above its 200-day moving average ($42.09). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FSBC overbought or oversold?
At the October 16, 2026 close, FSBC's RSI(14) was 44.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Five Star Bancorp holds $685.1M in cash against $85.4M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 16.2%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $108.9M (2022) to $157.0M (2025), reflecting a 44% increase over the period.
FSBC's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Five Star Bancorp's trajectory.