FS Bancorp, Inc.
FSBWFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeFS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington. Valued at $345.0M, FSBW is a small-cap name in its sector. The company operates in two segments, Commercial and Consumer Banking; and Home Lending.
Market Cap
$345.0M
Beta
0.67
P/E (TTM)
11.76
P/E (Fwd)
9.61
EPS (TTM)
$3.73
EPS (Fwd)
$4.57
ROE
9.2%
ROA
0.9%
Cash
$43.9M
Total Debt
$427.1M
Free CF
—
52W Change
12.5%
Annual Financials
Cash vs Debt
Where FSBW stands vs its 150-day and 200-day moving averages
As of the October 16, 2026 close, FSBW finished 6.77% above its 150-day moving average ($41.80) and 7.59% above its 200-day moving average ($41.48). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FSBW overbought or oversold?
At the October 16, 2026 close, FSBW's RSI(14) was 55.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $43.9M in cash, though total debt stands at $427.1M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 9.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $119.7M (2022) to $149.8M (2025), reflecting a 25% increase over the period.
With a beta below 0.7, FS Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FSBW.