German American Bancorp, Inc.
GABCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, German American Bancorp, Inc. focuses on Banks - Regional services and products. German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. Valued at $1.64B, GABC is a small-cap name in its sector. The company operates through Core Banking, and Wealth Management segments.
Market Cap
$1.64B
Beta
0.59
P/E (TTM)
12.01
P/E (Fwd)
10.97
EPS (TTM)
$3.64
EPS (Fwd)
$3.99
ROE
12.2%
ROA
1.6%
Cash
$128.2M
Total Debt
$178.5M
Free CF
—
52W Change
15.7%
Annual Financials
Cash vs Debt
On the balance sheet, GABC has $128.2M in cash with $178.5M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 12.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $259.7M to $361.4M.
With a beta below 0.7, German American Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for German American Bancorp, Inc. and its sector.