Genworth Financial, Inc.
GNWFinancial ServicesNASDAQInsurance - Life
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Daily timeframeGenworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. The $3.86B market capitalization puts GNW squarely in mid-cap range for its industry. It operates through two segments: Enact and Closed Block.
Market Cap
$3.86B
Beta
0.85
P/E (TTM)
19.40
P/E (Fwd)
9.17
EPS (TTM)
$0.52
EPS (Fwd)
$1.10
ROE
3.5%
ROA
0.4%
Cash
$2.16B
Total Debt
$2.31B
Free CF
$1.00B
52W Change
35.6%
Annual Financials
Cash vs Debt
On the balance sheet, GNW has $2.16B in cash with $2.31B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $1.00B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 3.5%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $7.40B (2022) to $7.11B (2025).
As with any equity investment, GNW carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing GNW.