Hanmi Financial Corporation
HAFCFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeHanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company carries a $886.1M market cap, placing it firmly in the small-cap category. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit.
Market Cap
$886.1M
Beta
0.72
P/E (TTM)
11.11
P/E (Fwd)
8.70
EPS (TTM)
$2.68
EPS (Fwd)
$3.42
ROE
10.4%
ROA
1.0%
Cash
$256.4M
Total Debt
$170.9M
Free CF
—
52W Change
28.8%
Annual Financials
Cash vs Debt
Hanmi Financial Corporation holds $256.4M in cash against $170.9M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 10.4% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $271.8M (2022) to $270.2M (2025).
As with any equity investment, HAFC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Hanmi Financial Corporation and its sector.