Hanmi Financial Corporation
HAFCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company carries a $971.3M market cap, placing it firmly in the small-cap category. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit.
Market Cap
$971.3M
Beta
0.71
P/E (TTM)
12.41
P/E (Fwd)
9.61
EPS (TTM)
$2.63
EPS (Fwd)
$3.40
ROE
10.4%
ROA
1.0%
Cash
$256.4M
Total Debt
$170.9M
Free CF
—
52W Change
25.8%
Annual Financials
Cash vs Debt
With $256.4M in cash and $170.9M in debt, HAFC maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 10.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $271.8M (2022) to $270.2M (2025).
Investors considering Hanmi Financial Corporation should weigh the typical risks associated with HAFC's sector, size, and financial profile against their own risk tolerance and investment objectives. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Hanmi Financial Corporation's trajectory.