Hanmi Financial Corporation
HAFCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The $953.2M market capitalization puts HAFC squarely in small-cap range for its industry. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit.
Market Cap
$953.2M
Beta
0.74
P/E (TTM)
10.90
P/E (Fwd)
9.56
EPS (TTM)
$2.95
EPS (Fwd)
$3.36
ROE
11.3%
ROA
1.1%
Cash
$333.6M
Total Debt
$169.3M
Free CF
—
52W Change
18.9%
Annual Financials
Cash vs Debt
Where HAFC stands vs its 150-day and 200-day moving averages
As of the October 15, 2026 close, HAFC finished 0.99% above its 150-day moving average ($30.19) and 4.06% above its 200-day moving average ($29.30). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HAFC overbought or oversold?
At the October 15, 2026 close, HAFC's RSI(14) was 34.7, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $333.6M in cash and $169.3M in debt, HAFC maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 11.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $271.8M (2022) to $270.2M (2025).
As with any equity investment, HAFC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing HAFC.