Horizon Bancorp, Inc.
HBNCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Horizon Bancorp, Inc. focuses on Banks - Regional services and products. Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. At a $1.05B market cap, Horizon Bancorp, Inc. ranks as a small-cap company within financial services. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits.
Market Cap
$1.05B
Beta
0.83
P/E (TTM)
—
P/E (Fwd)
9.09
EPS (TTM)
$-2.99
EPS (Fwd)
$2.24
ROE
15.7%
ROA
1.6%
Cash
$214.3M
Total Debt
$330.8M
Free CF
—
52W Change
25.3%
Annual Financials
Cash vs Debt
Where HBNC stands vs its 150-day and 200-day moving averages
As of the October 7, 2026 close, HBNC finished 4.32% above its 150-day moving average ($18.51) and 6.33% above its 200-day moving average ($18.16). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HBNC overbought or oversold?
At the October 7, 2026 close, HBNC's RSI(14) was 49.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, HBNC has $214.3M in cash with $330.8M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 15.7% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $241.6M (2022) to -$31.3M (2025), a 113% decline worth watching.
As with any equity investment, HBNC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Horizon Bancorp, Inc. and its sector.