Horizon Bancorp, Inc.
HBNCFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
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Daily timeframeHorizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. At a $1.01B market cap, Horizon Bancorp, Inc. ranks as a small-cap company within financial services. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits.
Market Cap
$1.01B
Beta
0.80
P/E (TTM)
—
P/E (Fwd)
8.85
EPS (TTM)
$-3.26
EPS (Fwd)
$2.23
ROE
-19.0%
ROA
-2.0%
Cash
$237.9M
Total Debt
$393.0M
Free CF
—
52W Change
21.6%
Annual Financials
Cash vs Debt
Where HBNC stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, HBNC finished 4.90% above its 150-day moving average ($18.35) and 7.06% above its 200-day moving average ($17.98). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HBNC overbought or oversold?
At the September 2, 2026 close, HBNC's RSI(14) was 15.2, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $237.9M in cash, though total debt stands at $393.0M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at -19.0%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $241.6M (2022) to -$31.3M (2025), a 113% decline worth watching.
As with any equity investment, HBNC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Horizon Bancorp, Inc. and its sector.