HBT Financial, Inc.
HBTFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, HBT Financial, Inc. (HBT) is listed under Banks - Regional. The company carries a $1.33B market cap, placing it firmly in the small-cap category. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts.
Market Cap
$1.33B
Beta
0.50
P/E (TTM)
15.54
P/E (Fwd)
10.59
EPS (TTM)
$2.35
EPS (Fwd)
$3.45
ROE
11.6%
ROA
1.3%
Cash
$135.3M
Total Debt
$153.3M
Free CF
—
52W Change
42.5%
Annual Financials
Cash vs Debt
Where HBT stands vs its 150-day and 200-day moving averages
As of the August 21, 2026 close, HBT finished 21.02% above its 150-day moving average ($29.30) and 26.15% above its 200-day moving average ($28.11). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HBT overbought or oversold?
At the August 21, 2026 close, HBT's RSI(14) was 48.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
HBT Financial, Inc. carries $153.3M in total debt against $135.3M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 11.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $179.5M (2022) to $235.7M (2025), reflecting a 31% increase over the period.
HBT's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence HBT Financial, Inc.'s trajectory.