Herzfeld Credit Income Fund, Inc.
HERZFinancial ServicesNASDAQAsset Management · Last scanned Oct 26, 2026
Scan Results
Daily timeframeHerzfeld Credit Income Fund, Inc. operates in the Asset Management space. Herzfeld Credit Income Fund, Inc. The company carries a $29.7M market cap, placing it firmly in the micro-cap category. is a closed-ended equity mutual fund launched by Thomas J.
Market Cap
$29.7M
Beta
0.77
P/E (TTM)
—
P/E (Fwd)
—
EPS (TTM)
$-0.14
EPS (Fwd)
—
ROE
-0.7%
ROA
2.3%
Cash
—
Total Debt
$0
Free CF
$786,184
52W Change
-37.6%
Annual Financials
Cash vs Debt
Where HERZ stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, HERZ finished 5.14% below its 150-day moving average ($15.96) and 6.60% below its 200-day moving average ($16.21). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HERZ overbought or oversold?
At the October 20, 2026 close, HERZ's RSI(14) was 45.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Herzfeld Credit Income Fund, Inc. carries $0 in total debt, a figure that investors should evaluate relative to the company's earnings power. Free cash flow comes in at $786K, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at -0.7%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.3% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $8.5M (2023) to $1.0M (2026), a 88% decline worth watching.
As with any equity investment, HERZ carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Herzfeld Credit Income Fund, Inc.'s trajectory.