Heritage Financial Corporation
HFWAFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. With a market capitalization of $1.18B, it sits in small-cap territory. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
Market Cap
$1.18B
Beta
0.50
P/E (TTM)
14.50
P/E (Fwd)
11.06
EPS (TTM)
$2.01
EPS (Fwd)
$2.63
ROE
7.8%
ROA
1.0%
Cash
$187.1M
Total Debt
$144.5M
Free CF
—
52W Change
26.1%
Annual Financials
Cash vs Debt
Where HFWA stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, HFWA finished 1.51% below its 150-day moving average ($27.88) and 0.51% above its 200-day moving average ($27.32). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HFWA overbought or oversold?
At the October 20, 2026 close, HFWA's RSI(14) was 45.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $187.1M in cash and $144.5M in debt, HFWA maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 7.8%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $249.0M (2022) to $246.1M (2025).
With a beta below 0.7, Heritage Financial Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Heritage Financial Corporation and its sector.