Hagerty, Inc.
HGTYFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframeHagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. The $4.65B market capitalization puts HGTY squarely in mid-cap range for its industry. It operates through Insurance and Marketplace segments.
Market Cap
$4.65B
Beta
0.81
P/E (TTM)
104.23
P/E (Fwd)
23.10
EPS (TTM)
$0.13
EPS (Fwd)
$0.59
ROE
8.9%
ROA
5.7%
Cash
$1.05B
Total Debt
$258.3M
Free CF
$520.6M
52W Change
11.4%
Annual Financials
Cash vs Debt
Where HGTY stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, HGTY finished 16.26% above its 150-day moving average ($11.38) and 12.21% above its 200-day moving average ($11.79). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HGTY overbought or oversold?
At the September 3, 2026 close, HGTY's RSI(14) was 58.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $1.05B in cash comfortably exceeding the $258.3M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow comes in at $520.6M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 8.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 5.7% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $829.5M (2022) to $1.46B (2025), reflecting a 76% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Hagerty, Inc.'s trajectory.