Hagerty, Inc.
HGTYFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Oct 26, 2026
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Daily timeframePart of the financial services sector, Hagerty, Inc. (HGTY) is listed under Insurance - Property & Casualty. At a $5.35B market cap, Hagerty, Inc. ranks as a mid-cap company within financial services. It operates through Insurance and Marketplace segments.
Market Cap
$5.35B
Beta
0.83
P/E (TTM)
141.64
P/E (Fwd)
26.61
EPS (TTM)
$0.11
EPS (Fwd)
$0.59
ROE
8.9%
ROA
5.7%
Cash
$1.05B
Total Debt
$258.3M
Free CF
$520.6M
52W Change
39.4%
Annual Financials
Cash vs Debt
Where HGTY stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, HGTY finished 30.54% above its 150-day moving average ($11.92) and 30.54% above its 200-day moving average ($11.92). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HGTY overbought or oversold?
At the October 20, 2026 close, HGTY's RSI(14) was 92.0, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Hagerty, Inc. holds $1.05B in cash against $258.3M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Annual free cash flow of $520.6M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 8.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 5.7% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $829.5M (2022) to $1.46B (2025), reflecting a 76% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. At over 50x earnings, HGTY carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Hagerty, Inc.'s trajectory.