HomeTrust Bancshares, Inc.
HTBFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 5, 2026
Scan Results
Daily timeframeHeadquartered within the financial services sector, HomeTrust Bancshares, Inc. focuses on Banks - Regional services and products. HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. With a market capitalization of $781.2M, it sits in small-cap territory. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations.
Market Cap
$781.2M
Beta
0.78
P/E (TTM)
12.40
P/E (Fwd)
11.18
EPS (TTM)
$3.81
EPS (Fwd)
$4.23
ROE
11.0%
ROA
1.4%
Cash
$284.2M
Total Debt
$183.4M
Free CF
—
52W Change
14.0%
Annual Financials
Cash vs Debt
Where HTB stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, HTB finished 2.42% above its 150-day moving average ($45.93) and 4.39% above its 200-day moving average ($45.06). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HTB overbought or oversold?
At the September 3, 2026 close, HTB's RSI(14) was 23.9, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $284.2M in cash and $183.4M in debt, HTB maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 11.0%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $150.0M (2022) to $211.5M (2025), reflecting a 41% increase over the period.
As with any equity investment, HTB carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence HomeTrust Bancshares, Inc.'s trajectory.