HomeTrust Bancshares, Inc.
HTBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. Valued at $760.8M, HTB is a small-cap name in its sector. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations.
Market Cap
$760.8M
Beta
0.80
P/E (TTM)
12.12
P/E (Fwd)
10.92
EPS (TTM)
$3.97
EPS (Fwd)
$4.40
ROE
11.4%
ROA
1.5%
Cash
$255.2M
Total Debt
$214.0M
Free CF
—
52W Change
18.7%
Annual Financials
Cash vs Debt
Where HTB stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, HTB finished 0.24% below its 150-day moving average ($46.73) and 1.83% above its 200-day moving average ($45.78). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HTB overbought or oversold?
At the October 20, 2026 close, HTB's RSI(14) was 60.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
HomeTrust Bancshares, Inc. holds $255.2M in cash against $214.0M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 11.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $150.0M (2022) to $211.5M (2025), reflecting a 41% increase over the period.
As with any equity investment, HTB carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing HTB.