Hoyne Bancorp, Inc.
HYNEFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 24, 2026
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Daily timeframeHoyne Bancorp, Inc. operates as the bank holding company for Hoyne Savings Bank that provides various financial products and services in the United States. The company carries a $131.5M market cap, placing it firmly in the micro-cap category. The company offers money market, checking, savings, and certificates of deposit accounts; and individual retirement accounts.
Market Cap
$131.5M
Beta
—
P/E (TTM)
352.40
P/E (Fwd)
—
EPS (TTM)
$0.05
EPS (Fwd)
—
ROE
0.2%
ROA
0.1%
Cash
$26.2M
Total Debt
$3.4M
Free CF
—
52W Change
25.9%
Annual Financials
Cash vs Debt
Where HYNE stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, HYNE finished 4.34% above its 150-day moving average ($16.14) and 7.26% above its 200-day moving average ($15.70). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HYNE overbought or oversold?
At the October 20, 2026 close, HYNE's RSI(14) was 80.4, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Hoyne Bancorp, Inc. holds $26.2M in cash against $3.4M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 0.2% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $11.6M to $15.3M.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. At over 50x earnings, HYNE carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing HYNE.