International Bancshares Corporation
IBOCFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
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Daily timeframeInternational Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. With a market capitalization of $4.44B, it sits in mid-cap territory. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans.
Market Cap
$4.44B
Beta
0.68
P/E (TTM)
10.75
P/E (Fwd)
—
EPS (TTM)
$6.64
EPS (Fwd)
—
ROE
12.9%
ROA
2.5%
Cash
$451.2M
Total Debt
$731.0M
Free CF
—
52W Change
1.5%
Annual Financials
Cash vs Debt
Where IBOC stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, IBOC finished 1.19% below its 150-day moving average ($71.47) and 0.30% above its 200-day moving average ($70.41). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is IBOC overbought or oversold?
At the September 3, 2026 close, IBOC's RSI(14) was 34.1, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, IBOC has $451.2M in cash with $731.0M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 12.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $674.8M (2022) to $842.2M (2025), reflecting a 25% increase over the period.
IBOC's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for International Bancshares Corporation and its sector.