International Bancshares Corporation
IBOCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeInternational Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company carries a $4.19B market cap, placing it firmly in the mid-cap category. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans.
Market Cap
$4.19B
Beta
0.70
P/E (TTM)
10.16
P/E (Fwd)
—
EPS (TTM)
$6.63
EPS (Fwd)
—
ROE
12.9%
ROA
2.5%
Cash
$451.2M
Total Debt
$731.0M
Free CF
—
52W Change
0.9%
Annual Financials
Cash vs Debt
Where IBOC stands vs its 150-day and 200-day moving averages
As of the October 12, 2026 close, IBOC finished 5.01% below its 150-day moving average ($71.50) and 4.05% below its 200-day moving average ($70.79). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is IBOC overbought or oversold?
At the October 12, 2026 close, IBOC's RSI(14) was 34.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, IBOC has $451.2M in cash with $731.0M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 12.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $674.8M (2022) to $842.2M (2025), reflecting a 25% increase over the period.
With a beta below 0.7, International Bancshares Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence International Bancshares Corporation's trajectory.