Intercorp Financial Services Inc.
IFSFinancial ServicesNASDAQBanks - Regional
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Daily timeframeIntercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. Valued at $5.43B, IFS is a mid-cap name in its sector. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Market Cap
$5.43B
Beta
—
P/E (TTM)
9.09
P/E (Fwd)
7.38
EPS (TTM)
$5.38
EPS (Fwd)
$6.63
ROE
18.0%
ROA
2.1%
Cash
$13.30B
Total Debt
$13.93B
Free CF
—
52W Change
41.4%
Annual Financials
Cash vs Debt
The company holds $13.30B in cash, though total debt stands at $13.93B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 18.0% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $5.89B to $6.91B.
As with any equity investment, IFS carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Intercorp Financial Services Inc.'s trajectory.