Intercorp Financial Services Inc.
IFSFinancial ServicesNASDAQBanks - Regional
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Daily timeframeIntercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. With a market capitalization of $6.15B, it sits in mid-cap territory. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Market Cap
$6.15B
Beta
0.42
P/E (TTM)
10.21
P/E (Fwd)
8.12
EPS (TTM)
$5.46
EPS (Fwd)
$6.87
ROE
17.2%
ROA
2.1%
Cash
$6.58B
Total Debt
$14.38B
Free CF
—
52W Change
37.0%
Annual Financials
Cash vs Debt
Where IFS stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, IFS finished 9.31% above its 150-day moving average ($50.81) and 14.89% above its 200-day moving average ($48.34). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is IFS overbought or oversold?
At the September 3, 2026 close, IFS's RSI(14) was 59.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, IFS has $6.58B in cash with $14.38B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 17.2% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $5.89B to $6.91B.
The relatively low beta of 0.42 suggests IFS is a less volatile holding compared to the broader index. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Intercorp Financial Services Inc. and its sector.