Intercorp Financial Services Inc.
IFSFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeIntercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company carries a $6.60B market cap, placing it firmly in the mid-cap category. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Market Cap
$6.60B
Beta
0.54
P/E (TTM)
10.93
P/E (Fwd)
8.99
EPS (TTM)
$5.44
EPS (Fwd)
$6.61
ROE
18.0%
ROA
2.1%
Cash
$7.35B
Total Debt
$14.29B
Free CF
—
52W Change
57.9%
Annual Financials
Cash vs Debt
The company holds $7.35B in cash, though total debt stands at $14.29B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 18.0%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $5.89B to $6.91B.
With a beta below 0.7, Intercorp Financial Services Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Intercorp Financial Services Inc.'s trajectory.