First Internet Bancorp
INBKFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 24, 2026
Scan Results
Daily timeframeFirst Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services. With a market capitalization of $233.3M, it sits in micro-cap territory. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits.
Market Cap
$233.3M
Beta
0.88
P/E (TTM)
—
P/E (Fwd)
6.07
EPS (TTM)
$-3.60
EPS (Fwd)
$4.40
ROE
-8.3%
ROA
-0.5%
Cash
$411.1M
Total Debt
$345.2M
Free CF
—
52W Change
34.5%
Annual Financials
Cash vs Debt
Where INBK stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, INBK finished 0.08% above its 150-day moving average ($25.55) and 4.80% above its 200-day moving average ($24.40). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is INBK overbought or oversold?
At the October 20, 2026 close, INBK's RSI(14) was 45.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $411.1M in cash comfortably exceeding the $345.2M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at -8.3%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has been relatively flat, moving from $113.9M (2022) to $109.8M (2025).
As with any equity investment, INBK carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. No single metric tells the full story. Reviewing INBK's risk profile alongside its fundamentals and technical indicators provides a more complete picture.