Investar Holding Corporation
ISTRFinancial ServicesNASDAQBanks - Regional
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Daily timeframeInvestar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized. The $389.8M market capitalization puts ISTR squarely in small-cap range for its industry. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products.
Market Cap
$389.8M
Beta
0.47
P/E (TTM)
12.45
P/E (Fwd)
8.68
EPS (TTM)
$2.27
EPS (Fwd)
$3.26
ROE
8.6%
ROA
0.9%
Cash
$91.0M
Total Debt
$208.3M
Free CF
—
52W Change
51.4%
Annual Financials
Cash vs Debt
The company holds $91.0M in cash, though total debt stands at $208.3M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 8.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $108.4M to $90.2M.
With a beta below 0.7, Investar Holding Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing ISTR's risk profile alongside its fundamentals and technical indicators provides a more complete picture.