Kentucky First Federal Bancorp
KFFBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Kentucky First Federal Bancorp focuses on Banks - Regional services and products. Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. The $45.9M market capitalization puts KFFB squarely in micro-cap range for its industry. that provides various banking products and services in Kentucky.
Market Cap
$45.9M
Beta
0.14
P/E (TTM)
21.85
P/E (Fwd)
—
EPS (TTM)
$0.26
EPS (Fwd)
—
ROE
3.9%
ROA
0.5%
Cash
$16.5M
Total Debt
$48.6M
Free CF
—
52W Change
77.6%
Annual Financials
Cash vs Debt
Where KFFB stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, KFFB finished 16.88% above its 150-day moving average ($4.80) and 19.36% above its 200-day moving average ($4.70). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is KFFB overbought or oversold?
At the September 3, 2026 close, KFFB's RSI(14) was 51.0, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, KFFB has $16.5M in cash with $48.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 3.9% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $10.6M (2021) to $7.2M (2024), a 32% decline worth watching.
The relatively low beta of 0.14 suggests KFFB is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Kentucky First Federal Bancorp's trajectory.