Kingstone Companies, Inc.
KINSFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Oct 23, 2026
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Daily timeframePart of the financial services sector, Kingstone Companies, Inc. (KINS) is listed under Insurance - Property & Casualty. At a $292.3M market cap, Kingstone Companies, Inc. ranks as a micro-cap company within financial services. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products.
Market Cap
$292.3M
Beta
0.42
P/E (TTM)
7.95
P/E (Fwd)
6.96
EPS (TTM)
$2.54
EPS (Fwd)
$2.90
ROE
31.5%
ROA
6.4%
Cash
$16.9M
Total Debt
$3.9M
Free CF
$49.3M
52W Change
32.0%
Annual Financials
Cash vs Debt
Where KINS stands vs its 150-day and 200-day moving averages
As of the October 12, 2026 close, KINS finished 5.42% above its 150-day moving average ($17.54) and 7.69% above its 200-day moving average ($17.17). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is KINS overbought or oversold?
At the October 12, 2026 close, KINS's RSI(14) was 40.8, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $16.9M in cash comfortably exceeding the $3.9M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $49.3M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 31.5% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $130.2M (2022) to $214.9M (2025), reflecting a 65% increase over the period.
KINS's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, KINS has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Kingstone Companies, Inc. and its sector.