KLAR
KLARFinancial ServicesNASDAQCredit Services · Last scanned Sep 8, 2026
Scan Results
Daily timeframeKlarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. At a $5.46B market cap, KLAR ranks as a mid-cap company within financial services. The company provides payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration ranges from three to 48 months.
Market Cap
$5.46B
Beta
—
P/E (TTM)
—
P/E (Fwd)
18.05
EPS (TTM)
$-0.52
EPS (Fwd)
$0.80
ROE
-4.3%
ROA
-0.1%
Cash
$4.81B
Total Debt
$1.75B
Free CF
$798.4M
52W Change
-66.3%
Annual Financials
Cash vs Debt
Where KLAR stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, KLAR finished 11.87% below its 150-day moving average ($16.51) and 26.85% below its 200-day moving average ($19.89). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is KLAR overbought or oversold?
At the September 3, 2026 close, KLAR's RSI(14) was 17.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
KLAR holds $4.81B in cash against $1.75B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow comes in at $798.4M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at -4.3%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has grown from $1.90B (2022) to $3.51B (2025), reflecting a 84% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing KLAR.