KLAR
KLARFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeKLAR operates in the Credit Services space. Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The $4.86B market capitalization puts KLAR squarely in mid-cap range for its industry. The company offers payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration.
Market Cap
$4.86B
Beta
—
P/E (TTM)
—
P/E (Fwd)
16.05
EPS (TTM)
$-0.36
EPS (Fwd)
$0.80
ROE
-4.3%
ROA
-0.1%
Cash
$4.81B
Total Debt
$1.75B
Free CF
$798.4M
52W Change
-66.6%
Annual Financials
Cash vs Debt
Where KLAR stands vs its 150-day and 200-day moving averages
As of the October 6, 2026 close, KLAR finished 17.26% below its 150-day moving average ($15.82) and 27.12% below its 200-day moving average ($17.96). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is KLAR overbought or oversold?
At the October 6, 2026 close, KLAR's RSI(14) was 29.4, in oversold territory (below 30). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
KLAR holds $4.81B in cash against $1.75B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. The company generates $798.4M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at -4.3%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has grown from $1.90B (2022) to $3.51B (2025), reflecting a 84% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence KLAR's trajectory.