Kemper Corporation
KMPRFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Jun 1, 2026
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Daily timeframeKemper Corporation, an insurance holding company, provides insurance products in the United States. With a market capitalization of $1.45B, it sits in small-cap territory. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance.
Market Cap
$1.45B
Beta
1.16
P/E (TTM)
34.26
P/E (Fwd)
5.40
EPS (TTM)
$0.72
EPS (Fwd)
$4.57
ROE
1.1%
ROA
0.5%
Cash
$398.4M
Total Debt
$1.42B
Free CF
$459.7M
52W Change
-61.5%
Annual Financials
Cash vs Debt
The company holds $398.4M in cash, though total debt stands at $1.42B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow comes in at $459.7M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 1.1%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $5.45B (2022) to $4.78B (2025), a 12% decline worth watching.
Investors considering Kemper Corporation should weigh the typical risks associated with KMPR's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing KMPR.