Kemper Corporation
KMPRFinancial ServicesNASDAQInsurance - Property & Casualty
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Daily timeframeKemper Corporation, an insurance holding company, provides insurance products in the United States. The $1.57B market capitalization puts KMPR squarely in small-cap range for its industry. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance.
Market Cap
$1.57B
Beta
1.03
P/E (TTM)
—
P/E (Fwd)
6.31
EPS (TTM)
$-8.31
EPS (Fwd)
$4.23
ROE
-19.7%
ROA
0.2%
Cash
$362.0M
Total Debt
$1.39B
Free CF
$220.6M
52W Change
-47.0%
Annual Financials
Cash vs Debt
Where KMPR stands vs its 150-day and 200-day moving averages
As of the August 28, 2026 close, KMPR finished 6.14% below its 150-day moving average ($29.46) and 12.64% below its 200-day moving average ($31.65). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is KMPR overbought or oversold?
At the August 28, 2026 close, KMPR's RSI(14) was 46.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Kemper Corporation carries $1.39B in total debt against $362.0M in cash reserves — debt is roughly 3.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $220.6M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at -19.7%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.2% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $5.45B (2022) to $4.78B (2025), a 12% decline worth watching.
As with any equity investment, KMPR carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Kemper Corporation and its sector.