Kinsale Capital Group, Inc.
KNSLFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Jul 16, 2026
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Daily timeframeKinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. With a market capitalization of $7.37B, it sits in mid-cap territory. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance.
Market Cap
$7.37B
Beta
0.90
P/E (TTM)
14.86
P/E (Fwd)
14.74
EPS (TTM)
$21.51
EPS (Fwd)
$21.68
ROE
29.7%
ROA
7.4%
Cash
$223.3M
Total Debt
$224.5M
Free CF
$976.7M
52W Change
-34.1%
Annual Financials
Cash vs Debt
The company holds $223.3M in cash, though total debt stands at $224.5M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $976.7M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 29.7% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 7.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $653.5M (2021) to $1.87B (2025), reflecting a 187% increase over the period.
As with any equity investment, KNSL carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Kinsale Capital Group, Inc. and its sector.