loanDepot, Inc.
LDIFinancial ServicesNASDAQMortgage Finance
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Daily timeframePart of the financial services sector, loanDepot, Inc. (LDI) is listed under Mortgage Finance. With a market capitalization of $418.8M, it sits in small-cap territory. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens.
Market Cap
$418.8M
Beta
3.11
P/E (TTM)
—
P/E (Fwd)
18.85
EPS (TTM)
$-0.31
EPS (Fwd)
$0.05
ROE
-26.7%
ROA
-1.6%
Cash
$370.4M
Total Debt
$6.02B
Free CF
—
52W Change
-71.4%
Annual Financials
Cash vs Debt
Where LDI stands vs its 150-day and 200-day moving averages
As of the August 26, 2026 close, LDI finished 36.55% below its 150-day moving average ($1.45) and 46.82% below its 200-day moving average ($1.73). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LDI overbought or oversold?
At the August 26, 2026 close, LDI's RSI(14) was 37.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
loanDepot, Inc. carries $6.02B in total debt against $370.4M in cash reserves — debt is roughly 16.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at -26.7%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has been uneven over recent years, ranging from $1.08B to $896.6M.
With a beta above 1.5, LDI tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. loanDepot, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing LDI.