loanDepot, Inc.
LDIFinancial ServicesNASDAQMortgage Finance
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Daily timeframeloanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. With a market capitalization of $810.7M, it sits in small-cap territory. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens.
Market Cap
$810.7M
Beta
3.11
P/E (TTM)
—
P/E (Fwd)
6.36
EPS (TTM)
$-0.35
EPS (Fwd)
$0.20
ROE
-30.2%
ROA
-1.8%
Cash
$431.2M
Total Debt
$6.53B
Free CF
—
52W Change
-1.6%
Annual Financials
Cash vs Debt
loanDepot, Inc. carries $6.53B in total debt against $431.2M in cash reserves — debt is roughly 15.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at -30.2%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has been uneven over recent years, ranging from $1.08B to $896.6M.
A beta of 3.11 means LDI is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing LDI.