loanDepot, Inc.
LDIFinancial ServicesNASDAQMortgage Finance
Scan Results
Daily timeframeloanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company carries a $272.8M market cap, placing it firmly in the micro-cap category. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens.
Market Cap
$272.8M
Beta
3.15
P/E (TTM)
—
P/E (Fwd)
-12.28
EPS (TTM)
$-0.31
EPS (Fwd)
$-0.05
ROE
-26.7%
ROA
-1.6%
Cash
$370.4M
Total Debt
$6.02B
Free CF
—
52W Change
-82.3%
Annual Financials
Cash vs Debt
Where LDI stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, LDI finished 53.15% below its 150-day moving average ($1.11) and 62.32% below its 200-day moving average ($1.38). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LDI overbought or oversold?
At the October 20, 2026 close, LDI's RSI(14) was 38.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $370.4M in cash, though total debt stands at $6.02B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at -26.7%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has been uneven over recent years, ranging from $1.08B to $896.6M.
A beta of 3.15 means LDI is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing LDI.