Lakeland Financial Corporation
LKFNFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Lakeland Financial Corporation focuses on Banks - Regional services and products. Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The $1.51B market capitalization puts LKFN squarely in small-cap range for its industry. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.
Market Cap
$1.51B
Beta
0.70
P/E (TTM)
13.89
P/E (Fwd)
13.44
EPS (TTM)
$4.36
EPS (Fwd)
$4.51
ROE
15.0%
ROA
1.6%
Cash
$194.1M
Total Debt
$77.9M
Free CF
—
52W Change
-10.9%
Annual Financials
Cash vs Debt
Where LKFN stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, LKFN finished 0.57% above its 150-day moving average ($59.56) and 1.59% above its 200-day moving average ($58.96). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LKFN overbought or oversold?
At the September 3, 2026 close, LKFN's RSI(14) was 28.7, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $194.1M in cash and $77.9M in debt, LKFN maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 15.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $244.7M (2022) to $269.0M (2025).
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing LKFN.