Lakeland Financial Corporation
LKFNFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 24, 2026
Scan Results
Daily timeframeLakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. At a $1.45B market cap, Lakeland Financial Corporation ranks as a small-cap company within financial services. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.
Market Cap
$1.45B
Beta
0.76
P/E (TTM)
13.39
P/E (Fwd)
12.95
EPS (TTM)
$4.36
EPS (Fwd)
$4.51
ROE
15.0%
ROA
1.6%
Cash
$194.1M
Total Debt
$77.9M
Free CF
—
52W Change
-5.6%
Annual Financials
Cash vs Debt
Where LKFN stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, LKFN finished 3.49% below its 150-day moving average ($59.64) and 2.82% below its 200-day moving average ($59.23). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LKFN overbought or oversold?
At the October 20, 2026 close, LKFN's RSI(14) was 46.4, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $194.1M in cash comfortably exceeding the $77.9M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 15.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $244.7M (2022) to $269.0M (2025).
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Lakeland Financial Corporation's trajectory.