Lemonade, Inc.
LMNDFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframeLemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom. Valued at $3.48B, LMND is a mid-cap name in its sector. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products.
Market Cap
$3.48B
Beta
1.87
P/E (TTM)
—
P/E (Fwd)
-51.63
EPS (TTM)
$-1.82
EPS (Fwd)
$-0.87
ROE
-27.0%
ROA
-3.3%
Cash
$376.8M
Total Debt
$226.4M
Free CF
$94.4M
52W Change
-23.2%
Annual Financials
Cash vs Debt
Where LMND stands vs its 150-day and 200-day moving averages
As of the October 7, 2026 close, LMND finished 19.00% below its 150-day moving average ($57.16) and 24.64% below its 200-day moving average ($61.44). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LMND overbought or oversold?
At the October 7, 2026 close, LMND's RSI(14) was 40.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $376.8M in cash and $226.4M in debt, LMND maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $94.4M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of -27.0% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has grown from $128.4M (2021) to $737.9M (2025), reflecting a 475% increase over the period.
A beta of 1.87 means LMND is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing LMND.